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Many buyers call their lender seeking information about financing. In the process, they become pre-qualified. That gives them a good idea of what they can afford, or more accurately, what loan amount they qualify for.

You should take it one step further, however, and ask to be pre-approved. When you become pre-approved, you actually apply for a loan. The lender checks credit, verifies employment, and often verifies that you have sufficient funds to close. Then once you find your dream home, just about the only thing left is the appraisal.

The reason savvy buyers obtain loan approval before shopping for a home is that it strengthens their negotiating position when they make an offer. All sellers want to sell their home to a pre-approved buyer. Pre-approval can also cut days, even weeks, off the closing process.

Pre-approval can really help you to determine your price range, which helps you narrow your choices of homes to buy. You will already know how much you can afford before you even start looking.

Call me if you would like the name of a lender to pre-approve you for a loan, or if you have any questions about preapproval. I am happy to help.

When you are ready to sell your home, I'll develop a marketing plan to provide you with maximum exposure. This will allow me to market your home to the widest segment of buyers. The more potential buyers you have viewing your home, the better the opportunity to obtain top dollar.

There are many methods to use when marketing your home:

* “For Sale” Signs

* Open Houses

* “Just Listed” notes to neighbors

* Calls to prospective customers

* Ads in the papers

* Ads in real estate magazines

One of the most effective ways to market your home, however, is on the Internet, where you get exposure 24/7. According to the most recent research, 75% of all home buyers surf the Web in search of their new home.

I'd be happy to discuss my marketing strategies and develop a plan for you. Please feel free to call or email me anytime with questions.